Business financing tailored to your company’s needs
We help companies worldwide assess their financing needs and explore options: business loans, working capital, contract financing, guarantees, leasing, factoring, refinancing and support after a bank rejection. We review the country, company profile and documentation first, then consider an application strategy. Product availability and terms depend on local requirements and the lender.
Strengthen the application, not simply submit it
Banks look beyond the amount requested. Turnover, existing debt, the purpose of the loan, documents, sector, credit history and the product all matter. That is why we start with an assessment before approaching lenders.
Core services
Core services for businesses seeking financing, an indicative borrowing limit, a suitable bank or help preparing to reapply after a rejection.
Business in the UAE · NG Consulting
Cash flow planning, source-of-funds documentation and financing readiness for businesses with Russia–UAE connections.
Company financial analysis
A written review of profit, cash flow and risks with a prioritised action plan, available independently of financing selection.
Business credit broker
Helping companies worldwide explore lenders and financing options: reviewing their country, company profile, documentation, financing purpose and potential application strategy.
Loans for Russian LLCs
Financing for working capital, purchases, contracts, equipment, expansion, cash flow gaps or refinancing.
Loans for individual entrepreneurs in Russia
Financing for individual entrepreneurs registered in Russia, assessed against turnover, tax regime, existing debt, documentation and the purpose of the loan.
Loans after a bank rejection
We assess the reasons for rejection and weaknesses in the application, then consider whether to reapply or use a different product.
Property-secured business loans
Larger amounts secured by commercial, residential or other property when a business needs collateral to strengthen its application.
Business loan calculator
Estimate an indicative loan payment and assess whether the repayments could be manageable for your business.
Company financial analysis
Company financial analysis shows where your business stands and which decisions need attention first. We examine profit, cash flow, liquidity, working capital and debt burden. We assess why reported profit does not become available cash, where receipts are delayed and whether existing commitments fit the company’s capacity to pay.
We work with available information: financial statements, management accounts, bank statements and breakdowns of receivables, payables, inventory and borrowing. Where information is incomplete, we explain the assessment’s limitations and identify what needs clarifying. Base and stress scenarios show how changes in revenue, costs and payment timing affect resilience and future payments.
What you receive
You receive a written review of the financial position and risks, together with a prioritised action plan. This is a standalone service, with no requirement to take on debt or apply for a loan. Scope, timing and fees are agreed in advance, based on your objectives and available data.
Company financial analysisFinancing products
The same business need may be met by different financing products. The best fit depends on the term, purpose, turnover, documents and repayment source, rather than which product first comes to mind.
Working capital loans
Purchasing goods, raw materials and supplies, paying suppliers, funding seasonal growth and bridging cash flow gaps.
Credit line
For regular purchases, recurring payments and businesses with an ongoing need for an available credit limit.
Business overdraft
Funding short-term gaps in a business bank account when payments fall due before receipts arrive.
Express business loans
When funds are needed quickly for a payment, purchase, supplier, rent, working capital or a temporary cash flow gap.
Business leasing
Vehicles, specialised machinery, equipment, machine tools, commercial machinery and other business assets.
Factoring
Funding against trade receivables when customers pay later but the business needs funds now.
Refinancing
Restructuring existing bank loans, other borrowing or leasing when current payments become too burdensome.
Unsecured business loans
If a business lacks collateral, options may include sureties, alternative banks and other products.
Contracts and guarantees
For suppliers and contractors, timing matters: securing a bid, fulfilling the contract, buying materials, paying for work and waiting for payment from the customer.
Government contract financing
Funding purchases, materials, work, logistics, subcontractors and contract fulfilment under Russian Laws No. 44-FZ or 223-FZ.
Bank guarantees
Guarantees for tender participation, bid security, contract performance, advance payment repayment and warranty obligations.
How to finance contract fulfilment
A practical guide to the options available to suppliers and contractors for fulfilling government contracts.
Industry solutions
Each sector has its own risks: seasonality, receivables, purchases, equipment, rent, the contract portfolio, marketplaces or reliance on suppliers.
Marketplace sellers
Funding purchases, working capital, advertising, seasonal growth and cash flow gaps.
Construction companies
Materials, machinery, subcontractors, construction projects, government contracts and contractors’ cash flow gaps.
Transport companies
Fuel, repairs, leasing, fleet expansion, trip operating costs and deferred customer payments.
Manufacturing companies
Raw materials, supplies, machine tools, equipment, warehousing, order fulfilment and working capital.
Trading companies
Stock purchases, warehousing, suppliers, seasonal growth, working capital and customer payment terms.
Hotels and holiday resorts
Renovation, furniture, equipment, seasonal preparation, marketing and cash flow gaps.
Restaurants and cafés
Equipment, renovation, food supplies, suppliers, opening a location and operating costs.
Medical clinics
Equipment, renovation, consumables, opening consulting rooms and expanding a healthcare business.
Beauty salons
Renovation, equipment, consumables, staff, opening a location and cash flow gaps.
Vehicle service centres
Equipment, tools, spare parts, workshop renovation, rent and working capital.
How we work
Our role is to understand which financing approach is realistic for the business and what needs strengthening before submission, as well as helping with the application itself.
Review the essentials
Country of registration, applicable company registration or tax identifier, turnover, trading history, financing purpose, existing debt, documents and urgency.
Select the product
Loan, credit line, overdraft, leasing, factoring, guarantee, secured finance or refinancing.
Prepare the application
We present the purpose, documents and business strengths clearly so the bank can understand the application.
Support the process
We help during the assessment, respond to questions and adjust the approach when necessary.
Frequently asked questions
Answers to common questions before you apply. The specific financing option depends on turnover, documents, purpose, sector and the business’s existing debt.
Do you lend directly or arrange financing?
Can I obtain a loan after a bank rejection?
What documents are needed for a preliminary assessment?
Can I obtain financing without collateral?
How long does the assessment take?
Not sure which option fits your business?
Submit a request. We will make a preliminary assessment of your situation, financing purpose, turnover, documents and existing debt, then suggest which options are worth considering.